Income and Retirement solutions for todays volatile markets
APPS Financial Group, Inc. is an independent, financial advisory firm which specializes in financial planning for retirees and those about to retire. We are here to educate and provide information to help people make the right decisions in an ever changing market. We realize that no two situations are exactly the same and that is why our services are flexible enough to create a customized financial strategy that can help you reach your goals.
Office Hours - By appointment only
Monday - Thursday 9:00 am - 3:00 pm
Friday 9:00 am - 1:00 pm
After hours available for special circumstances
We provide advice and solutions to meet your needs in each of the following areas:
Investments
- Actively Managed Portfolios - Strategic or Tactical
- Income Producing Investments
- Non-Correlating Asset Classes
- Protecting Your Principal
- Organizing Your Investment Information
Retirement Planning
- Social Security & Company Benefit Coordination
- 401K Rollover Planning
- Analysis of Pension Options
- Realistic Goal Setting
Insurance Coverage
- Life Insurance
- Long Term Care - Health or Life Based coverage
- Medicare Supplements
- Burial Policies
- Review of Existing Policies
Estate Planning
- Coordination of Legal Documents
- Beneficiary Reviews
- Wealth Distribution to Family or Charity
Tax Planning
- Tax Return Review
- Strategies to Reduce Tax Burden
The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.